RBL Bank
An NRI-focused premium card with a confirmed 1.5% forex markup and real numeric domestic/international lounge access, though RBL's own documents disagree on whether it's NRI-exclusive or also open to a domestic relationship tier.
reward points
Milestone rewards
No INR-per-point redemption value is published anywhere for iGlobe. Welcome benefit: a ₹3,000 MakeMyTrip voucher, gated on card usage within 30 days and fee payment by due date. Annual fee is waived entirely for Insignia Preferred Banking customers; no spend-based waiver exists for the general ₹3,000 tier.
International access via a 1,400+ lounge network (Priority Pass-style).
Verified from official issuer sources. Last verified 2 September 2026
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ICICI Bank
A lifetime-free card that pays its best rate on Amazon. Worth holding for Amazon spend; unremarkable elsewhere, and you cannot simply apply for it.
ICICI Bank
An entry-level card whose real value is the lounge and cinema benefits, not the rewards. The reward points earn into a goods catalogue with no published rupee value, so treat the rate as unknown rather than as cashback.
ICICI Bank
A no-fee starter card. Earns the same catalogue points as Coral but without the lounge, cinema or milestone benefits, so the fee saving is most of what distinguishes it.
