RBL Bank
An entry-level fuel co-brand card whose headline "₹0.50 per Fuel Point" conversion rate is, by RBL's own FAQ, only a stepping stone to a ₹0.30 pump value.
reward points
Fuel Point redemption value depends genuinely on the channel: RBL's FAQ states "1 Fuel point = INR 0.50 for XTRA Reward point conversion," but that XTRA Reward point is itself only worth INR 0.30 when redeemed at an IndianOil pump — an effective value below the headline figure. Redeemed elsewhere via the RBL Rewards Portal, a Fuel Point is worth only INR 0.10. Welcome benefit: 1,000 Fuel Points on first spend of ₹500+ within 30 days of issuance. The reward redemption fee (₹99+GST elsewhere in RBL's portfolio) is waived for RBL Rewards Portal conversions above 5,000 points.
Verified from official issuer sources. Last verified 2 September 2026
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ICICI Bank
A lifetime-free card that pays its best rate on Amazon. Worth holding for Amazon spend; unremarkable elsewhere, and you cannot simply apply for it.
ICICI Bank
An entry-level card whose real value is the lounge and cinema benefits, not the rewards. The reward points earn into a goods catalogue with no published rupee value, so treat the rate as unknown rather than as cashback.
ICICI Bank
A no-fee starter card. Earns the same catalogue points as Coral but without the lounge, cinema or milestone benefits, so the fee saving is most of what distinguishes it.
