RBL Bank
The higher-fee IndianOil variant, tripling the base card's fuel-point earn rate and monthly cap for drivers who fill up often enough to clear a ₹2.75 lakh annual-spend fee waiver.
reward points
Milestone rewards
Same two-step Fuel Point conversion as the base IndianOil card: INR 0.50 stated conversion rate into an XTRA Reward point worth only INR 0.30 at the pump, or INR 0.10 for RBL Rewards Portal redemptions elsewhere. Welcome benefit: 3,000 Fuel Points on first spend of ₹500+ within 30 days of issuance.
Verified from official issuer sources. Last verified 2 September 2026
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ICICI Bank
A lifetime-free card that pays its best rate on Amazon. Worth holding for Amazon spend; unremarkable elsewhere, and you cannot simply apply for it.
ICICI Bank
An entry-level card whose real value is the lounge and cinema benefits, not the rewards. The reward points earn into a goods catalogue with no published rupee value, so treat the rate as unknown rather than as cashback.
ICICI Bank
A no-fee starter card. Earns the same catalogue points as Coral but without the lounge, cinema or milestone benefits, so the fee saving is most of what distinguishes it.
