RBL Bank
A relationship-priced premium card — free for existing Insignia Preferred Banking customers via their RM, ₹7,000/year through RBL's standard application for everyone else.
Reward points
No fixed INR-per-point redemption value is published for Insignia. The ₹99+GST reward redemption fee charged elsewhere in RBL's portfolio is explicitly waived for this card. Welcome benefit: 28,000 bonus points (not applicable to existing Insignia Preferred Banking customers), gated on first spend within 30 days and fee payment by the due date.
International access via Priority Pass; one additional visit unlocked for any calendar month with ₹1,00,000+ spend.
Not published by the issuer.
No specific eligibility criteria published by the issuer.
Verified from official issuer sources. Last verified 2 September 2026
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ICICI Bank
A lifetime-free card that pays its best rate on Amazon. Worth holding for Amazon spend; unremarkable elsewhere, and you cannot simply apply for it.
ICICI Bank
An entry-level card whose real value is the lounge and cinema benefits, not the rewards. The reward points earn into a goods catalogue with no published rupee value, so treat the rate as unknown rather than as cashback.
ICICI Bank
A no-fee starter card. Earns the same catalogue points as Coral but without the lounge, cinema or milestone benefits, so the fee saving is most of what distinguishes it.
