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RBL Bank

RBL Bank MoCash Credit Card

A closed fintech co-brand card (RBL's own T&C also calls it "MoCash Black"), kept here for existing holders only.

Joining fee
₹0
Annual fee
₹500
Status
Closed
Verified
2 September 2026

Fees

Joining fee
₹0
Annual fee
₹500
Fee waiver
Waived above ₹1,00,000 annual spend
Forex markup
3.5%
APR
47.88% p.a.
Monthly finance charge
3.99%

Rewards

reward points

  • other-online: 2 points / ₹100Online purchases.
  • everything-else: 1 points / ₹100Offline merchant purchases.

Milestone rewards

  • ₹1,00,000 spend: ₹1,000 shopping gift voucher

No INR-per-point redemption value is published anywhere. Welcome benefit: up to 2,000 reward points on annual fee payment plus card activation within 30 days, credited within 60 days. 10% BookMyShow discount up to ₹100, weekends only, up to 15 times/year, primary card only.

Important Exclusions

  • fuel, travel-flights: Effective 9 October 2023: fuel, railways, utilities, rent, wallet load, insurance, and miscellaneous MCC categories earn no points.

Eligibility

Not published by the issuer.

Why this card may suit you

  • The annual fee is waived once you spend 1,00,000 in a year.

Source & Verification

Verified from official issuer sources. Last verified 2 September 2026

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An entry-level card whose real value is the lounge and cinema benefits, not the rewards. The reward points earn into a goods catalogue with no published rupee value, so treat the rate as unknown rather than as cashback.

Joining
₹500
Annual
₹500
Base reward
0.8% everything else
Forex
3.5%
Lounge
1/qtr domestic lounge