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RBL Bank

RBL Bank MoneyTap Credit Card

The entry fintech co-brand card in the same closed MoneyTap family as MoneyTap Black, kept here for existing holders only.

Joining fee
₹0
Annual fee
₹499
Status
Closed
Verified
2 September 2026

Fees

Joining fee
₹0
Annual fee
₹499
Fee waiver
Waived above ₹2,00,000 annual spend
Forex markup
3.5%
APR
47.88% p.a.
Monthly finance charge
3.99%

Rewards

reward points

  • everything-else: 1 points / ₹100In-store.
  • other-online: 2 points / ₹100Online.
  • dining: 20%Zomato orders only.

Milestone rewards

  • ₹2,50,000 spend: ₹1,000 Amazon voucher

RBL Bank confirms: "We are no longer accepting applications for RBL Bank MoneyTap Credit Card" — existing holders keep the terms above. Welcome benefit: 2,000 points on first transaction within 30 days + fee payment, credited within 60 days. Movie benefit: ₹200 discount or one free BookMyShow ticket (whichever is lower), weekend shows only. No INR-per-point redemption value is published anywhere.

Important Exclusions

  • fuel, utilities: Fuel, utilities, railways, rental, wallet load, insurance, and government services earn no points, plus further exclusions added from 15 October 2024 (quasi-cash, real estate, education, contracted services, miscellaneous, cash, Bills2Pay/EMI conversions).

Eligibility

Not published by the issuer.

Why this card may suit you

  • The annual fee is waived once you spend 2,00,000 in a year.
  • Rewards pay back as cashback rather than points that need redeeming.

Source & Verification

Verified from official issuer sources. Last verified 2 September 2026

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An entry-level card whose real value is the lounge and cinema benefits, not the rewards. The reward points earn into a goods catalogue with no published rupee value, so treat the rate as unknown rather than as cashback.

Joining
₹500
Annual
₹500
Base reward
0.8% everything else
Forex
3.5%
Lounge
1/qtr domestic lounge