Monepoint
Fuel

RBL Bank

MyFirst Credit Card

An entry-level education/bill-payment-accelerated points card with no published redemption value.

Joining fee
₹0
Annual fee
₹999
Status
Open
Verified
2 September 2026
MyFirst Credit Card

Fees

Joining fee
₹0
Annual fee
₹999
Forex markup
3.5%
APR
47.88% p.a.
Monthly finance charge
3.99%

Rewards

reward points

  • everything-else: 1 points / ₹400
  • education: 8 points / ₹400Education and bill payment categories.

No INR-per-point redemption value is published anywhere — only a flat ₹99+GST reward redemption fee. Welcome benefit: 2,000 points on annual fee payment plus ₹2,000 spend within 30 days.

Eligibility

Not published by the issuer.

No specific eligibility criteria published by the issuer.

Why this card may suit you

  • Review the fees, rewards, and eligibility above against your own spending pattern — this card has no single standout feature over the rest of the portfolio.

Source & Verification

Verified from official issuer sources. Last verified 2 September 2026

View issuer page ↗

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An entry-level card whose real value is the lounge and cinema benefits, not the rewards. The reward points earn into a goods catalogue with no published rupee value, so treat the rate as unknown rather than as cashback.

Joining
₹500
Annual
₹500
Base reward
0.8% everything else
Forex
3.5%
Lounge
1/qtr domestic lounge