RBL Bank
A no-fee (for current applicants) flat 1% cashback card on retail and online spend, with a modest ₹500/month cap.
Cashback
Cashback credits directly to the statement within roughly 2 weeks of transaction settlement. Cards issued before RBL's fee-grandfathering cutoff (1 or 10 September 2021, per a genuine date conflict between RBL's own MITC and Schedule of Charges) instead carry a ₹500+GST annual fee with no waiver stated.
Not published by the issuer.
No specific eligibility criteria published by the issuer.
Verified from official issuer sources. Last verified 2 September 2026
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ICICI Bank
A lifetime-free card that pays its best rate on Amazon. Worth holding for Amazon spend; unremarkable elsewhere, and you cannot simply apply for it.
ICICI Bank
A no-fee starter card. Earns the same catalogue points as Coral but without the lounge, cinema or milestone benefits, so the fee saving is most of what distinguishes it.
ICICI Bank
Free for life, for Indian Defence and Paramilitary personnel only. No income requirement at all, and lounge and golf access that would ordinarily sit behind a substantial fee.
