RBL Bank
The higher-fee Patanjali co-brand tier, adding domestic lounge access and a bigger Patanjali cashback cap over Vishisht, at a fixed ₹1,499 fee with no spend waiver.
reward points
Milestone rewards
Milestone thresholds shown are RBL's revised figures effective 10 May 2026, with the same pre-revision grandfathering as Vishisht (₹1,500 voucher at ₹3 lakh annual spend with ≥₹12,000 at Patanjali; Wellness stay at ₹5 lakh annual spend with ≥₹15,000 at Patanjali). Welcome benefit: 6,000 points on first spend ≥₹1,000 within 30 days. BookMyShow 1+1 movie ticket offer (up to ₹200 off), once a month, weekends only, primary card only. No INR-per-point redemption value is published anywhere for this card.
Domestic only, at selected airport lounges; a small authorization charge (up to ₹2) is levied then reversed. No international lounge access.
Not published by the issuer.
No specific eligibility criteria published by the issuer.
Verified from official issuer sources. Last verified 2 September 2026
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ICICI Bank
A lifetime-free card that pays its best rate on Amazon. Worth holding for Amazon spend; unremarkable elsewhere, and you cannot simply apply for it.
ICICI Bank
An entry-level card whose real value is the lounge and cinema benefits, not the rewards. The reward points earn into a goods catalogue with no published rupee value, so treat the rate as unknown rather than as cashback.
ICICI Bank
A no-fee starter card. Earns the same catalogue points as Coral but without the lounge, cinema or milestone benefits, so the fee saving is most of what distinguishes it.
