Monepoint
No longer open for new applicationsFuel

RBL Bank

Platinum Classic Credit Card

A closed entry-level points card, kept here for existing holders only.

Joining fee
₹0
Annual fee
₹499
Status
Closed
Verified
2 September 2026

Fees

Joining fee
₹0
Annual fee
₹499
Fee waiver
Waived above ₹50,000 annual spend
Forex markup
3.5%
APR
47.88% p.a.
Monthly finance charge
3.99%

Rewards

reward points

  • everything-else: 1 points / ₹100

Welcome benefit: 2,000 points on annual fee payment plus qualifying spend within 30 days (not given on First Year Free cards).

Important Exclusions

  • education, insurance, utilities, rent: Effective 15 October 2024: education, insurance, utilities, rent, wallet load, fuel & auto, quasi-cash, railways, real estate, service providers, and government services earn no points.

Eligibility

Not published by the issuer.

Why this card may suit you

  • The annual fee is waived once you spend 50,000 in a year.

Source & Verification

Verified from official issuer sources. Last verified 2 September 2026

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An entry-level card whose real value is the lounge and cinema benefits, not the rewards. The reward points earn into a goods catalogue with no published rupee value, so treat the rate as unknown rather than as cashback.

Joining
₹500
Annual
₹500
Base reward
0.8% everything else
Forex
3.5%
Lounge
1/qtr domestic lounge