Monepoint
Fuel

RBL Bank

Platinum Delight Credit Card

A no-frills weekday/weekend points card with a genuine fuel surcharge waiver but no lounge access.

Joining fee
₹1,000
Annual fee
₹1,000
Status
Open
Verified
2 September 2026
Platinum Delight Credit Card

Fees

Joining fee
₹1,000
Annual fee
₹1,000
Fee waiver
Waived above ₹2,00,000 annual spend
Forex markup
3.5%
APR
47.88% p.a.
Monthly finance charge
3.99%

Rewards

reward points

  • everything-else: 2 points / ₹100Weekdays.
  • everything-else: 4 points / ₹100Weekends (Saturday–Sunday); capped at 1,000 weekend-bonus points/month.

Milestone rewards

  • ₹5,000 spend: 1,000 bonus points for 5+ transactions of ₹1,000+ in a calendar month

No INR-per-point redemption value is published anywhere. Welcome benefit: 4,000 points, same 30-day/fee-paid condition, credited within 60 days.

Important Exclusions

  • fuel, utilities: Fuel & auto, utilities, insurance, railways, real estate/rental, wallet/service providers, and miscellaneous spends earn no points.

Eligibility

Not published by the issuer.

No specific eligibility criteria published by the issuer.

Why this card may suit you

  • The annual fee is waived once you spend 2,00,000 in a year.

Source & Verification

Verified from official issuer sources. Last verified 2 September 2026

View issuer page ↗

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An entry-level card whose real value is the lounge and cinema benefits, not the rewards. The reward points earn into a goods catalogue with no published rupee value, so treat the rate as unknown rather than as cashback.

Joining
₹500
Annual
₹500
Base reward
0.8% everything else
Forex
3.5%
Lounge
1/qtr domestic lounge