RBL Bank
A flat-rate cashback card on fuel, ride-hailing, and groceries, with real (if modest) domestic lounge access.
cashback
Milestone rewards
Welcome benefit: ₹2,000 gift vouchers on annual fee payment plus ₹2,000 spend within 30 days of issuance (not given on First Year Free cards).
Via the Mastercard/Visa India lounge programme. No international lounge access.
Not published by the issuer.
No specific eligibility criteria published by the issuer.
Verified from official issuer sources. Last verified 2 September 2026
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ICICI Bank
A lifetime-free card that pays its best rate on Amazon. Worth holding for Amazon spend; unremarkable elsewhere, and you cannot simply apply for it.
ICICI Bank
An entry-level card whose real value is the lounge and cinema benefits, not the rewards. The reward points earn into a goods catalogue with no published rupee value, so treat the rate as unknown rather than as cashback.
ICICI Bank
A no-fee starter card. Earns the same catalogue points as Coral but without the lounge, cinema or milestone benefits, so the fee saving is most of what distinguishes it.
