RBL Bank
The entry tier of RBL's Maxima family, with the same dining/grocery/international earn structure as Maxima Plus at a lower fee and smaller milestone ceiling.
reward points
Milestone rewards
No INR-per-point redemption value is published anywhere. Welcome benefit: 8,000 points, same 30-day/fee-paid condition, credited within 60 days.
India only, gated on ₹35,000+ spend in the preceding quarter. No international lounge access.
Not published by the issuer.
No specific eligibility criteria published by the issuer.
Verified from official issuer sources. Last verified 2 September 2026
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ICICI Bank
A lifetime-free card that pays its best rate on Amazon. Worth holding for Amazon spend; unremarkable elsewhere, and you cannot simply apply for it.
ICICI Bank
An entry-level card whose real value is the lounge and cinema benefits, not the rewards. The reward points earn into a goods catalogue with no published rupee value, so treat the rate as unknown rather than as cashback.
ICICI Bank
A premium travel and lifestyle card carrying a substantial joining fee. Its value is concentrated in lounge access, welcome vouchers and golf rather than the earn rate, so it suits heavy travellers and nobody else.
