RBL Bank
A dining/grocery/international rewards card with real spend-gated domestic lounge access, undercut by an unpublished point redemption value.
reward points
Milestone rewards
No INR-per-point redemption value is published anywhere. Welcome benefit: 10,000 points on an eligible transaction within 30 days plus fee paid by due date, credited within 60 days.
India only, primary cardholder only (not add-on), first-come-first-served. No international lounge access.
Not published by the issuer.
No specific eligibility criteria published by the issuer.
Verified from official issuer sources. Last verified 2 September 2026
View issuer page ↗
ICICI Bank
A lifetime-free card that pays its best rate on Amazon. Worth holding for Amazon spend; unremarkable elsewhere, and you cannot simply apply for it.
ICICI Bank
An entry-level card whose real value is the lounge and cinema benefits, not the rewards. The reward points earn into a goods catalogue with no published rupee value, so treat the rate as unknown rather than as cashback.
ICICI Bank
A premium travel and lifestyle card carrying a substantial joining fee. Its value is concentrated in lounge access, welcome vouchers and golf rather than the earn rate, so it suits heavy travellers and nobody else.
