RBL Bank
A 100% virtual UPI-first fintech co-brand card with a genuinely disclosed ₹0.20/point value, aimed at heavy UPI spenders on the SalarySe platform.
reward points
Welcome benefits: 2,500 points for a first transaction of ₹500+ within 30 days; 2,000 points for 15 UPI transactions of ₹500+ each within 30 days; 1,500 points for ₹30,000 spend within the first 3 months.
Not published by the issuer.
No specific eligibility criteria published by the issuer.
Verified from official issuer sources. Last verified 2 September 2026
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SBI Card
SBI's NeuCoins card: a clean, issuer-stated "1 NeuCoin = Re. 1" redemption rate — no derivation needed — spendable only within the Tata Neu ecosystem, at the same 1.99% forex rate as SBI Card ELITE.
Axis Bank
A zero-fee UPI-first cashback co-brand with Flipkart Group's super.money — its top 3% rate is capped relative to what was separately earned at 1% in the same cycle, and the issuer's own press release and T&C PDF disagree on whether ₹500/cycle is a hard ceiling.
Kotak Mahindra Bank
A RuPay fuel co-brand earning genuine Reward Points at an issuer-confirmed 4% value back on IndianOil fuel spend — the founding confirmation of this portfolio's ₹0.20-₹0.25 point-value range, with both a per-transaction fuel surcharge waiver and the portfolio's usual cumulative-fuel-spend fee waived entirely.
