Monepoint
FuelGroceries

RBL Bank

Shoprite Credit Card

A grocery-accelerated points card marketed as "lifetime free" on RBL's own landing page, while its current MITC and card-specific Terms & Conditions both charge ₹500/year unless a ₹1.5 lakh spend waiver is met.

Joining fee
₹0
Annual fee
₹500
Status
Open
Verified
2 September 2026
Shoprite Credit Card

Fees

Joining fee
₹0
Annual fee
₹500
Fee waiver
Waived above ₹1,50,000 annual spend
Forex markup
3.5%
APR
47.88% p.a.
Monthly finance charge
3.99%

Rewards

reward points

  • everything-else: 1 points / ₹100
  • groceries: 20 points / ₹100Capped at 1,000 points/month; grocery spend beyond the cap reverts to 1 point/₹100.

No INR-per-point redemption value is published anywhere. Welcome benefit: 2,000 points on an eligible transaction within 30 days plus fee paid by due date, credited within 60 days. 10% BookMyShow discount (max ₹100), up to 15 times/year, primary card only.

Important Exclusions

  • fuel, utilities: Fuel & auto, utilities, insurance, quasi-cash, railways, real estate/rental, education, wallet/service providers, government services, contracted services, cash, Bills2Pay, miscellaneous, and EMI-converted transactions earn no points.

Eligibility

Not published by the issuer.

No specific eligibility criteria published by the issuer.

Why this card may suit you

  • The annual fee is waived once you spend 1,50,000 in a year.

Source & Verification

Verified from official issuer sources. Last verified 2 September 2026

View issuer page ↗

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An entry-level card whose real value is the lounge and cinema benefits, not the rewards. The reward points earn into a goods catalogue with no published rupee value, so treat the rate as unknown rather than as cashback.

Joining
₹500
Annual
₹500
Base reward
0.8% everything else
Forex
3.5%
Lounge
1/qtr domestic lounge