RBL Bank
The entry TVS Credit co-brand card, with a railway (not airport) lounge benefit and the same undisclosed-strength point value as its Gold sibling.
reward points
Milestone rewards
Same FAQ-vs-Cardmember-Agreement point-value contradiction as TVS Gold ("upto INR 0.25" per point vs. a general disclaimer that points carry no guaranteed value). Welcome benefit: 2,000 bonus points on first transaction within 30 days of issuance (credited within 60 days, after the membership fee reflects in the statement). Buy-1-get-1 BookMyShow movie ticket offer up to ₹200 off, on ₹10,000+ monthly spend.
Railway lounge access, not an airport lounge. No international lounge access.
Verified from official issuer sources. Last verified 2 September 2026
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ICICI Bank
A lifetime-free card that pays its best rate on Amazon. Worth holding for Amazon spend; unremarkable elsewhere, and you cannot simply apply for it.
ICICI Bank
An entry-level card whose real value is the lounge and cinema benefits, not the rewards. The reward points earn into a goods catalogue with no published rupee value, so treat the rate as unknown rather than as cashback.
ICICI Bank
A no-fee starter card. Earns the same catalogue points as Coral but without the lounge, cinema or milestone benefits, so the fee saving is most of what distinguishes it.
