Monepoint
TravelFuelAirport LoungeInternational Travel

RBL Bank

World Plus Credit Card

The top of RBL's World family below Nova — a ₹4,999 fee (which RBL's own MITC separately calls NIL) buying a free Priority Pass membership where each visit still costs about $35.

Joining fee
₹4,999
Annual fee
₹4,999
Status
Open
Verified
2 September 2026

Fees

Joining fee
₹4,999
Annual fee
₹4,999
Forex markup
3.5%
APR
47.88% p.a.
Monthly finance charge
3.99%

Rewards

reward points

  • everything-else: 2 points / ₹100
  • dining, international: 20 points / ₹100Dining and international spends; capped at 2,000 points/month per category.

Milestone rewards

  • ₹3,00,000 spend: 20,000 points
  • ₹5,00,000 spend: additional 20,000 points

Welcome benefit: 20,000 points on annual fee payment plus ₹2,000 spend within 30 days (not given on First Year Free cards). RBL's product page states a ₹4,999+GST "Joining Fee" while the portfolio MITC's generic key-facts table separately states "Joining Fee: NIL for Primary & Add-on Cardmember" — both are RBL's own wording; the ₹4,999 figure is recorded as the annual/membership fee since that is what the MITC's own card-specific fee table confirms.

Important Exclusions

  • education, insurance, utilities, rent: Education, insurance, utilities, rent, wallet load, fuel, quasi-cash, real estate, government/contracted services, EMI conversions, and cash earn no reward points.

Travel

Domestic lounge
2/quarter
Domestic lounge
8/year
Forex markup
3.5%

International: a complimentary Priority Pass membership (worth $99) is included, but each individual lounge visit still costs approximately $35 — the membership is free, visits are not, a materially different benefit from free international lounge entries.

Eligibility

Not published by the issuer.

No specific eligibility criteria published by the issuer.

Why this card may suit you

  • It includes airport lounge access, useful if you travel by air a few times a year.

Source & Verification

Verified from official issuer sources. Last verified 2 September 2026

View issuer page ↗

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An entry-level card whose real value is the lounge and cinema benefits, not the rewards. The reward points earn into a goods catalogue with no published rupee value, so treat the rate as unknown rather than as cashback.

Joining
₹500
Annual
₹500
Base reward
0.8% everything else
Forex
3.5%
Lounge
1/qtr domestic lounge