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RBL Bank

World Prime Credit Card

An entry-level online-spend rewards card with a ₹0.11–0.25 point value range and modest spend-gated domestic lounge access.

Joining fee
₹0
Annual fee
₹2,999
Status
Open
Verified
2 September 2026
World Prime Credit Card

Fees

Joining fee
₹0
Annual fee
₹2,999
Forex markup
3.5%
APR
47.88% p.a.
Monthly finance charge
3.99%

Rewards

reward points

  • everything-else: 2 points / ₹100
  • other-online: 4 points / ₹100Online spends (2X); capped at 1,000 points/month equivalent.

Milestone rewards

  • ₹1,50,000 spend: 10,000 points
  • ₹3,50,000 spend: additional 10,000 points

Welcome benefit: 12,000 points on annual fee payment plus ₹2,000 spend within 30 days of issuance (not given on First Year Free cards). 1+1 BookMyShow movie offer up to ₹200 off, twice a month.

Travel

Domestic lounge
2/quarter
Forex markup
3.5%

Up to 8 visits per year (2 per quarter, each quarter gated on ₹35,000+ spend in the preceding quarter). No international lounge access.

Eligibility

Not published by the issuer.

No specific eligibility criteria published by the issuer.

Why this card may suit you

  • It includes airport lounge access, useful if you travel by air a few times a year.

Source & Verification

Verified from official issuer sources. Last verified 2 September 2026

View issuer page ↗

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An entry-level card whose real value is the lounge and cinema benefits, not the rewards. The reward points earn into a goods catalogue with no published rupee value, so treat the rate as unknown rather than as cashback.

Joining
₹500
Annual
₹500
Base reward
0.8% everything else
Forex
3.5%
Lounge
1/qtr domestic lounge