IndusInd Bank
Explicitly restricted to government sector employees in the card's own title and Cardholder's Agreement cover — the only currently-active card in this portfolio with that restriction, now that a previously-anticipated "Platinum Aura Edge for Government Sector" variant is confirmed discontinued.
cashback
Milestone rewards
Genuine cashback, credited directly. Also includes a 1% railway surcharge waiver on IRCTC/App transactions up to ₹5,000, capped at ₹600 per card anniversary year, and travel insurance (via Oriental Insurance Co.): lost baggage ₹1,00,000, delayed baggage ₹25,000, loss of passport ₹50,000, lost ticket ₹25,000, missed connection ₹25,000.
Verified from official issuer sources. Last verified 31 August 2026
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SBI Card
A genuine cashback card with no merchant restriction on the 5% online rate, undercut by an exclusion list SBI itself says is incomplete — utilities, insurance, fuel, rent, wallets, education, jewellery and railways all earn nothing, 'and more'.
SBI Card
Genuine cashback, not points — 5% Flipkart, 7.5% Myntra, no redemption arithmetic needed. The one Flipkart-side card without ICICI's Amazon-side complication of a points programme wearing a percentage label.
SBI Card
Genuine cashback, stated as direct percentages, with a "1 Reward Point = Re. 1" line explaining the underlying mechanic — modelled as cashback rather than points, the same treatment as Flipkart SBI Card.
