RBL Bank
ShopDaily's sibling, adding a monthly BookMyShow offer, but with the same discontinued-lounge contradiction seen on Binge and ShopSmart's own marketing page.
cashback
Cashback is credited as reward points redeemable at rblrewards.rbl.bank.in; no INR-per-point value is stated. Welcome benefit: ₹500 gift voucher on annual fee payment plus ₹2,000 spend within 30 days (not given on First Year Free cards), plus a 1+1 BookMyShow movie offer up to ₹200 off, any one day monthly.
Not published by the issuer.
No specific eligibility criteria published by the issuer.
Verified from official issuer sources. Last verified 2 September 2026
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ICICI Bank
ICICI's top card, by invitation through a relationship manager only. Unlimited lounge access and golf, the lowest forex markup in the portfolio, and no late payment fee at all — but the reward rate is stated per ₹200, not per ₹100, and capped hard on everyday categories.
ICICI Bank
A fuel card that only pays off at HPCL. The 5% on fuel is ICICI's own stated figure and is the reason to hold it; away from HPCL pumps and the HP Pay app it earns the same unpriced points as the entry cards.
SBI Card
A genuine cashback card with no merchant restriction on the 5% online rate, undercut by an exclusion list SBI itself says is incomplete — utilities, insurance, fuel, rent, wallets, education, jewellery and railways all earn nothing, 'and more'.
