IndusInd Bank
Discontinued for new applications, confirmed directly on the issuer's own page: "we have discontinued this product for new sourcing." Earned double points on weekends versus weekdays, redeeming at ₹0.75 (non-cash) or ₹0.50 (cash) per point.
reward points
Cash redemption capped at 5,000 points/month, effective 1 September 2024. Lounge access combines standing Priority Pass (600+ lounges) with a legacy "Travel Plus" programme adding up to 8 visits/year at a stated $27 value each — a layered structure not modelled structurally. Insurance is via ICICI Lombard (lost baggage ₹100,000, delayed baggage ₹25,000, loss of passport ₹50,000, lost ticket ₹25,000, missed connection ₹25,000), a different underwriter from Oriental Insurance Co., which most other cards in this portfolio use.
Verified from official issuer sources. Last verified 31 August 2026
IndusInd Bank
A CRED co-brand stating its own point value directly (1 point = ₹1) at 5% on e-commerce/CRED-app spend and 1% elsewhere — its own "Apply Now" button was observed routing to an unrelated card, so its true application flow is unconfirmed.
IndusInd Bank
Earns a flat number of Reward Points per qualifying transaction (≥₹500), tiered by transaction count rather than spend amount — 4/8/10 points per transaction as the count rises — at a precisely stated ₹0.35/point, with a free 3-month Zomato Gold membership on activation.
IndusInd Bank
IndusInd's first dedicated fuel co-brand — earns genuinely unpriced "Smiles" at 12 per ₹100 on Jio-bp fuel/lubes/EV-charging/cafe spend, redeemable only at Jio-bp outlets, but its own fuel surcharge waiver terms could not be found anywhere despite being a fuel-focused card.
