IndusInd Bank
A distinctive card with physical LED payment-mode buttons (EMI at 12% interest / Reward Points / Credit) at point of sale — network is genuinely unstated anywhere, and its once-marketed lounge access is now a pay-per-visit Priority Pass, not complimentary.
reward points
No ₹-per-point redemption value is stated anywhere. Cash redemption capped at 2,500 points/calendar month. A distinctive physical feature: LED buttons on the card let the cardholder choose at point-of-sale between "Pay with EMI" (12% interest, 6/12/18/24-month tenors), "Pay with Reward Points," or "Pay with Credit." Also includes a Buy-One-Get-One movie ticket offer via BookMyShow, up to 2 free tickets/month, each capped at ₹200. Priority Pass is available only on request, not complimentary, with a per-visit usage fee up to $35.
Verified from official issuer sources. Last verified 31 August 2026
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IndusInd Bank
A CRED co-brand stating its own point value directly (1 point = ₹1) at 5% on e-commerce/CRED-app spend and 1% elsewhere — its own "Apply Now" button was observed routing to an unrelated card, so its true application flow is unconfirmed.
IndusInd Bank
Earns a flat number of Reward Points per qualifying transaction (≥₹500), tiered by transaction count rather than spend amount — 4/8/10 points per transaction as the count rises — at a precisely stated ₹0.35/point, with a free 3-month Zomato Gold membership on activation.
IndusInd Bank
IndusInd's first dedicated fuel co-brand — earns genuinely unpriced "Smiles" at 12 per ₹100 on Jio-bp fuel/lubes/EV-charging/cafe spend, redeemable only at Jio-bp outlets, but its own fuel surcharge waiver terms could not be found anywhere despite being a fuel-focused card.
